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Application Criteria:
We rent to all qualified applicants and must conduct a thorough review of a fully completed application before a determination may be made.
We do accept Comprehensive Reusable Tenant Screening Reports (CRTSR).
At least one member of the accepted applying party must be able to view the property prior to applying, or videoconference with a representative onsite.
If the application is accepted, either the Lease or Agreement to Enter Into Lease (both of which require a $1000 non-refundable down payment to bind the agreement) must be signed within 24 hours after the application is accepted.
- Income Criteria
All applicants must have a verifiable source of funds.
Applicants must have income at least 3 times the rental amount, less any concessions or incentives. All sources of income and subsidy are considered, and funds held in a savings account or readily liquefiable financial instrument for more than 1 month prior to application may be substituted for monthly income at the rate of eight dollars of savings for every one dollar of monthly income, if the applicant can prove those funds are available to pay rent, and not needed for any other purpose or debt.
If an applicant’s income is not sufficient, a guarantor may be required.
If a guarantor is required, guarantor's income must be 4 times the tenant paid rental amount.
- Residency History
Applicants must have 12 months with good payment and rental history. Verification of rental history by an individual (as opposed to third party entity such as a management company) will not be accepted unless proof of payments on a timely basis is included.
First-time renters or applicants with no verifiable residency history may require payment of an additional deposit or acceptable guarantor in lieu of immediate past rental history.
Relatives and friends are not acceptable rental references.
Daytime phone numbers are required for rental references.
If you do not have landlord references because you have sold or are selling your residence, explain that situation and provide documentation.
Should the credit report come back with an “Address Discrepancy,” applicants must provide proof of their current address. Acceptable forms of proof include: driver's license or valid state ID, current lease or mortgage statement, home utility or insurance bill, or a pay stub dated within the past 30 days
- Employment
Applicant must supply 6 months of stable, verifiable employment if relying upon wages to prove ability to pay rent. Please provide copies of at least 3 current, consecutive pay stubs. If an applicant has less than 6 months of employment history, an additional deposit or guarantor may be required.
If retired or not employed, applicant must pass income, credit and criminal criteria, or (in some instances) pay an additional deposit or provide an acceptable guarantor.
If self-employed, applicant must provide (1) the prior year's tax return with Schedule C form with the applicant's affidavit that anticipates applicant’s NET earnings for the next 24 months; (2) CPA/accountant's statement of the prior year's tax returns and anticipated NET income for the next 24 months; or (3) 24 months of certified or uncertified financial statements (including accountant's calculation of straight-line depreciation expense if accelerated depreciation was used on the tax return or financial statement). Otherwise, an additional deposit or guarantor may be required.
Full time students (minimum of 9 credit hours) who do not have verifiable income must provide proof of school enrollment and must provide either additional deposit or an acceptable guarantor.
- Credit Screening
Credit must be at least 60% positive overall, without exhibiting patterns of delinquency.
Excessive collection accounts, excluding student loans and medical accounts, but including utility accounts (regardless of status) will result in denial of the rental application. Any utility accounts in collections within the last 2 years must be paid in full and confirmation presented with the application in order to be approved.
An applicant whose credit report contains rental housing debt, evictions, or more negative than positive history may be eligible subject to an additional deposit.
Any unresolved tax liens will negatively impact the overall applicant screening result.
Bankruptcies must be discharged 2 years prior to application as verified on the credit report.
- Criminal Background Check
Determinations as to criminal screening will be individualized and made in light of the entire application on a case by case basis, after an analysis based on several factors including nature, date, and circumstances of conviction.. There will be no automatic denials on arrest or criminal convictions.
We only consider records that are reportable under the Fair Credit Reporting Act and rules of Washington.
Convictions involving sexual misconduct (as defined by state law), drug related crimes, theft by check or a physical crime against a person or another person's property may allow approval of the application with special conditions, or denial based on the crime and date of said criminal charges. Applicants or current residents appearing on the list of known terrorists and wanted fugitives as provided by the Office of Foreign Asset Control (OFAC), federal agencies (including the FBI or other state and local law enforcement agencies) will be denied. All applicants and current residents aged 18 and over will be screened through the OFAC.
- Conclusion
All persons 18 and over intending to rent a property must qualify in each of the above categories with the exception that the household’s combined income may be used to satisfy the rent to earnings ratio.
Any person under the age of 18 intending to occupy a property must be identified on the application and listed on the lease or such person will otherwise be considered an unauthorized occupant.
We do accept Comprehensive Reusable Tenant Screening Reports (CRTSR).
At least one member of the accepted applying party must be able to view the property prior to applying, or videoconference with a representative onsite.
If the application is accepted, either the Lease or Agreement to Enter Into Lease (both of which require a $1000 non-refundable down payment to bind the agreement) must be signed within 24 hours after the application is accepted.
- Income Criteria
All applicants must have a verifiable source of funds.
Applicants must have income at least 3 times the rental amount, less any concessions or incentives. All sources of income and subsidy are considered, and funds held in a savings account or readily liquefiable financial instrument for more than 1 month prior to application may be substituted for monthly income at the rate of eight dollars of savings for every one dollar of monthly income, if the applicant can prove those funds are available to pay rent, and not needed for any other purpose or debt.
If an applicant’s income is not sufficient, a guarantor may be required.
If a guarantor is required, guarantor's income must be 4 times the tenant paid rental amount.
- Residency History
Applicants must have 12 months with good payment and rental history. Verification of rental history by an individual (as opposed to third party entity such as a management company) will not be accepted unless proof of payments on a timely basis is included.
First-time renters or applicants with no verifiable residency history may require payment of an additional deposit or acceptable guarantor in lieu of immediate past rental history.
Relatives and friends are not acceptable rental references.
Daytime phone numbers are required for rental references.
If you do not have landlord references because you have sold or are selling your residence, explain that situation and provide documentation.
Should the credit report come back with an “Address Discrepancy,” applicants must provide proof of their current address. Acceptable forms of proof include: driver's license or valid state ID, current lease or mortgage statement, home utility or insurance bill, or a pay stub dated within the past 30 days
- Employment
Applicant must supply 6 months of stable, verifiable employment if relying upon wages to prove ability to pay rent. Please provide copies of at least 3 current, consecutive pay stubs. If an applicant has less than 6 months of employment history, an additional deposit or guarantor may be required.
If retired or not employed, applicant must pass income, credit and criminal criteria, or (in some instances) pay an additional deposit or provide an acceptable guarantor.
If self-employed, applicant must provide (1) the prior year's tax return with Schedule C form with the applicant's affidavit that anticipates applicant’s NET earnings for the next 24 months; (2) CPA/accountant's statement of the prior year's tax returns and anticipated NET income for the next 24 months; or (3) 24 months of certified or uncertified financial statements (including accountant's calculation of straight-line depreciation expense if accelerated depreciation was used on the tax return or financial statement). Otherwise, an additional deposit or guarantor may be required.
Full time students (minimum of 9 credit hours) who do not have verifiable income must provide proof of school enrollment and must provide either additional deposit or an acceptable guarantor.
- Credit Screening
Credit must be at least 60% positive overall, without exhibiting patterns of delinquency.
Excessive collection accounts, excluding student loans and medical accounts, but including utility accounts (regardless of status) will result in denial of the rental application. Any utility accounts in collections within the last 2 years must be paid in full and confirmation presented with the application in order to be approved.
An applicant whose credit report contains rental housing debt, evictions, or more negative than positive history may be eligible subject to an additional deposit.
Any unresolved tax liens will negatively impact the overall applicant screening result.
Bankruptcies must be discharged 2 years prior to application as verified on the credit report.
- Criminal Background Check
Determinations as to criminal screening will be individualized and made in light of the entire application on a case by case basis, after an analysis based on several factors including nature, date, and circumstances of conviction.. There will be no automatic denials on arrest or criminal convictions.
We only consider records that are reportable under the Fair Credit Reporting Act and rules of Washington.
Convictions involving sexual misconduct (as defined by state law), drug related crimes, theft by check or a physical crime against a person or another person's property may allow approval of the application with special conditions, or denial based on the crime and date of said criminal charges. Applicants or current residents appearing on the list of known terrorists and wanted fugitives as provided by the Office of Foreign Asset Control (OFAC), federal agencies (including the FBI or other state and local law enforcement agencies) will be denied. All applicants and current residents aged 18 and over will be screened through the OFAC.
- Conclusion
All persons 18 and over intending to rent a property must qualify in each of the above categories with the exception that the household’s combined income may be used to satisfy the rent to earnings ratio.
Any person under the age of 18 intending to occupy a property must be identified on the application and listed on the lease or such person will otherwise be considered an unauthorized occupant.